Fees, Contracts and Charges



  • Rent N Own Finance loan repayment amounts will be confirmed during your loan application process.  
  • The interest rate that applies for your loan will vary depending on a number of factors, including the amount borrowed, credit rating and whether any security is offered.
  • Interest rates range from 15.45% p.a. to 39.95% p.a. depending on your personal circumstances.
  • The interest rate and repayment amount remain the same for the term of the loan.
  • Full disclosure of the proposed loan and our terms and conditions will be provided to you prior to entering into your loan contract.
  • Our loan documentation, fees and charges are also available for you to view at
  • http://rentnown.co.nz/fees-contracts-and-charges/
  • Acceptance of your application is subject to Good Finance normal lending criteria – ask us for details. 


The table below lists the fees and interest  that we charge to our customers. 


Terms & Conditions:

 *Rent N Own weekly pricing shown includes interest and fees+.  Interest rates range from 14.95% p.a. to 39.95% p.a. depending on your credit performance and personal circumstances.  The loan term will vary depending on the products selected and customer preference.  Our maximum terms are 36 months for mobile phones, gaming and computers, and 48 months for televisions, audio, outdoor, furniture, fitness and appliances.  Other loan terms available on request.  The interest rate and repayment amount remain the same for the term of the loan.

 +Pricing shown includes $0.75 weekly account fee. A $65 establishment fee, and a $8.05 PPSR fee applies – this can be paid up front or financed over the term.   Our Liability Waiver Fee may also apply.  Liability Waiver is required by all customers who cannot provide satisfactory proof of household insurance.  Acceptance of contract subject to Rent N Own Finance Limited criteria – ask us for details. 



Want to read our Contract Documents?


CCRO Disclosure ROF170903.pdf
CCRO General Terms ROF170902.pdf
CCRO Specific Terms ROF170902.pdf
CCLA Unsecured_Initial Disclosure ROF170902.pdf

CCI (payment protection) Provident Policy Disclosure Booklet

Credit Contract Repossession Guidelines 

Looking for More Information?

Read more Important Stuff - Further detailed information is available for you to read here
Read more Legal Stuff – A summary of our main points of our contract documents is available for you to read here